When it comes to claiming Social Security before age 70 – which 97% of recipients do – the author of today’s article has the following to say: “I can think of eight reasons for grabbing the money early. Three are smart. Five are dumb.” One “smart” reason for claiming early, according to the author? A couple is using a 66/70 strategy whereby one spouse starts collecting at 66 and the other starts collecting at 70. One reason for claiming early that the author places in the “dumb” category? Doing so because you will be in a higher tax bracket later on. For more on when claiming Social Security before age 70 may be a smart move and when it may not be – and why – CLICK HERE.