“The timing of your returns matters more than almost any other financial risk you will face,” states the author of today’s article, noting that negative returns early in one’s investing life (when one has less money in play) will have much less of an impact compared to negative returns right before retirement (when one has more money in play) or in the first years of retirement (when one is subtracting from invested funds). So how can investors go about trying to mitigate this sequence of returns risk? CLICK HERE to read more.