“When it comes to personal finance there are plenty of cases where the most effective solution isn’t necessarily the most efficient,” asserts the author of today’s article, who proceeds to outline some examples where inefficient financial strategies can be beneficial, from paying off debt (Why would you not pay off your highest interest debt first?) to increasing savings (Why would you pay high fees to help you save?). For more on how some inefficiency might help you become more effective with your finances, CLICK HERE.